Nobody enjoys thinking about life insurance, for the same reason no one enjoys planning their own funeral or shopping for coffins. It’s normal to not want to think about what happens after you or your spouse are no longer here. Avoiding or delaying the purchase of life insurance, though, can have an enormous cost. Life insurance offers valuable protection from unforeseen events and can help ensure your family is taken care of after you are gone. How do you know whether or not you need life insurance, what kind do you get, and how much do you need?
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