Hi Zac, sorry for the late response! I just saw your comment. If you have any self-employment income, look into opening a solo 401(k) or other self-employed retirement plan. Contribute to an HSA if you have an eligible health insurance plan. Outside of that, just max out the Roth like you are doing and contribute the rest to taxable accounts!
My employer doesn't offer any benefits. How would you recommend I adjust the FOO in light of this?
I have an IRA that I max out every year, and I have taxable brokerage accounts.
Hi Zac, sorry for the late response! I just saw your comment. If you have any self-employment income, look into opening a solo 401(k) or other self-employed retirement plan. Contribute to an HSA if you have an eligible health insurance plan. Outside of that, just max out the Roth like you are doing and contribute the rest to taxable accounts!
All good Daniel. Thanks for the response. Taxable it is! We don't have self-employment income or an HSA plan.