8 Comments
Nov 2, 2021Liked by Daniel May, CFP®

Great Job, Daniel! You covered the topic well and given me a great white paper to point to when the discussion comes up.

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Oct 30, 2021Liked by Daniel May, CFP®

Excellent, clearly-written article on what can be a confusing topic. Thank you Daniel!

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Thanks for covering this subject, it’s something I’ve been pitched in the past and wasn’t 100% sure if I was reading the situation correctly but it seems I made the right choice!

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What is the best option for getting out of an IUL?

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I once invested in a PPN and they operate similarly.

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Equity index annuities are fixed income products thus the word equity is deceiving. They are basically very illiquid CD type products with a huge surrender charge and a large commission for the agent selling them as well as large ongoing expenses

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