Series I savings bonds were first issued by the U.S. Treasury in September of 1998, but have flown under the radar until recently. I bonds were designed…
The Federal Reserve slashed interest rates to effectively 0% at the beginning of 2020 to combat the sharp drop in demand and sharp rise in unemployment…
Using credit cards is like using a chainsaw; both can be an extremely useful tool, but when used incorrectly can be very dangerous. Some avoid credit…
Dave Ramsey has helped millions of Americans with debt, which is no easy feat. Over five million have participated in Financial Peace University, and…
Do you ever wonder if you have the right ratio of liquid cash vs. retirement savings? Especially now with ultra-low interest rates, cash feels like…
Inflation is deeply personal. Your personal rate of inflation depends on where you live, work, and shop, how old you are (maybe you are in college, or…
Equity-indexed life insurance products promise stock market-like returns with no risk of losing money (if market returns are negative, the return of the…
You've Got Questions, I've Got Tumblers!Inflation has been persistently high, supply chain issues could impact holiday shopping, and proposed legislation might eliminate backdoor Roth …
Another chance at a tumbler! I will be hosting another Q&A for FYI by FTE subscribers next Thursday at 8:00 AM CT. You will receive an email invitation…
Tax-free Roth accounts are possibly the most powerful retirement savings vehicle available to most Americans, and they are a fairly recent creation. The…
Cash, meaning savings accounts, money market funds, and other cash-equivalent investments, have been yielding next to nothing since the beginning of the…
My first experience with investing was not opening a Roth IRA when I got my first job. Like so many other young adults, my foray into investing began…